Unlock the Power of Cash Back with Citi Double Cash® Card!
| Details | Offer |
| Rating | 4.2 stars out of 5 (Source: BankRate.com) |
| Intro Offer | Earn $200 cash back after spending $1,500 in the first 6 months. |
| Rewards Rate | 2% on every purchase (1% when you buy, 1% as you pay) |
| Annual Fee | $0 |
| Regular APR | 19.24% – 29.24% (Variable) |
Rewards Details:
- Double the Fun: Earn an unbeatable 2% cash back on every purchase – 1% when you buy and an additional 1% as you pay.
- Limited-Time Bonus: Enjoy a whopping 5% cash back on hotel stays, car rentals, and attractions booked through the Citi Travelâ„ portal until 12/31/24.
Card’s Exclusive Features:
- Welcome Bonus: Grab $200 cash back as 20,000 ThankYou® Points after spending $1,500 in the first 6 months.
- Balance Transfer Offer: Benefit from a 0% intro APR on balance transfers for 18 months (3% intro fee, 5% thereafter).
- No Fuss, No Categories: Say goodbye to tracking spending categories – this card offers flat, unlimited cash back for a hassle-free experience.
Pros:
- Smart Pairing: Combine with the Citi Premier® Card to transfer points to airline and hotel partners for potentially higher redemption value.
- Simplicity at its Best: No need to juggle spending categories – earn rewards effortlessly on all purchases.
Cons:
- Opportunity Cost: While solid, the 2% cash back rate might be surpassed by cards offering higher rewards in specific spending categories.
- Intro APR Limitation: The introductory APR only covers balance transfers, not purchases.
Why Choose Citi Double Cash®?
- Consistent Earnings: With 2% cash back on every purchase, this card ensures your rewards keep growing.
- Flexible Redemption: Enjoy the freedom to redeem your rewards as cash back or transfer them for travel perks.
- Ideal for Stacking: Perfect as a standalone low-maintenance card or for complementing higher-rate category cards.
Act Now! Seize the Rewards and Apply Today!
Unleash Your Shopping Power with Blue Cash Preferred® Card from American Express!
| Details | Offers |
| Rating | 4.4 stars out of 5 |
| Recommended Credit | Good to Excellent (670 – 850) |
| Intro Offer | Earn $250 statement credit after spending $3,000 in the first 6 months. |
| Rewards Rate | 1% – 6% |
| Annual Fees | $0 intro annual fee for the first year, then $95. |
| Regular APR | 19.24% – 29.99% Variable |
GREAT Rewards Details:
- Grocery Bonanza: Enjoy a whopping 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- Entertainment Perks: Earn 6% cash back on select U.S. streaming subscriptions.
- Commute Rewards: Get 3% cash back on transit, including taxis/rideshare, parking, tolls, trains, buses, and more.
- Fuel Up Savings: Earn 3% cash back at U.S. gas stations.
- Everyday Earnings: Get 1% cash back on all other purchases.
Exclusive Card Features:
- Welcome Bonus: Grab a $250 statement credit after spending $3,000 in the first 6 months.
- Intro Annual Fee: Enjoy a $0 intro annual fee for the first year, making it even more rewarding.
- Buy Now, Pay Later: Experience $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments.
- Low Intro APR: Benefit from 0% intro APR on purchases and balance transfers for 12 months.
- Exclusive Subscriptions: Receive up to $120 in statement credits annually for Equinox+ and $7/month back for Disney Bundle subscriptions.
- Flexible Redemption: Cash back is received as Reward Dollars, redeemable as a statement credit.
Pros:
- Supermarket Superiority: Boasting one of the highest rewards rates at U.S. supermarkets, it’s a must-have for grocery enthusiasts.
- Diverse Rewards: High rates in everyday categories like gas and transit ensure long-term value.
- No Hassle Rewards: No rotating categories or enrollment deadlines to keep track of.
Cons:
- Category Limitations: Excludes wholesale clubs, superstores, and specialty stores from the U.S. supermarket bonus category.
- Redemption Rigidity: Cash rewards can only be redeemed as a statement credit, limiting redemption options.
Why Choose Blue Cash Preferred®?
- Maximized Savings: Offset the annual fee by spending just $132 per month on groceries.
- Simplified Rewards: No need for category tracking – enjoy consistent and high cash back rates.
- Exclusive Extras: From Equinox+ credits to Disney Bundle perks, unlock additional value.
Revitalize Your Spending Experience – Apply Now!
Hope you have chose yours from the above list. Cheers.